Choosing the Best ATM Brands for Sale for Your Business

October 24, 2025

When it comes to growing your business, installing an ATM (automated teller machine) can provide convenience for your customers and generate new revenue streams. Automated teller machines are electronic banking terminals that facilitate various financial transactions, such as cash withdrawal, deposits, and fund transfers, serving as self-service, convenient alternatives to traditional bank tellers. But with so many options on the market, choosing the best ATM brands and the right provider can feel overwhelming. Understanding the top ATM manufacturers, their features, and how they fit into your business operations is key to making the right investment. Selecting the right ATM manufacturer is crucial, as different ATM manufacturers offer varying technological capabilities, security features, and innovative solutions that can impact your business’s success.

Introduction to the ATM Industry

The ATM industry has evolved into a cornerstone of modern banking, providing self-service financial access to millions of consumers and businesses worldwide. What began as simple cash-dispensing machines has transformed into a sophisticated network of solutions, driven by top ATM manufacturers like NCR Atleos, Diebold Nixdorf, and Hyosung. These industry leaders have pioneered innovations such as cash recycling ATMs, cardless access, and biometric authentication, making ATM transactions more secure, efficient, and user-friendly.

As the demand for convenient and secure banking services continues to rise, the ATM industry is experiencing robust growth. The global market is projected to reach USD 36.3 billion by 2033, fueled by advancements in technology and the increasing need for reliable self-service options. Today’s recycling ATMs and self-service machines not only dispense cash but also support deposits, bill payments, and advanced security features, ensuring that both consumers and financial institutions benefit from enhanced access and peace of mind. With ongoing investment in new technologies and security measures, the ATM industry remains at the forefront of delivering innovative banking solutions to meet the needs of a dynamic market.

Why ATM Selection Matters for Businesses

Whether you’re a retailer, financial institution, or small business owner, ATMs play a critical role in customer experience. Retailers and small businesses can leverage ATMs to increase foot traffic and generate additional revenue by offering convenient cash access to customers on-site. Today’s ATM machines do much more than allow customers to withdraw cash. Advanced self-service ATMs and cash recycling ATMs can handle deposits, bill payments, and even offer cardless access or biometric authentication. These features enable secure account authentication and seamless access to customer accounts for a variety of financial transactions. Credit unions benefit from extensive ATM network partnerships, providing their members with surcharge-free ATM access and enhanced convenience.

By selecting the right machine from a trusted ATM company, you’re not just buying hardware—you’re investing in reliability, security, and long-term value.

ATM Design and Technology

A person holds a smartphone displaying a QR code near an ATM screen, preparing to use contactless or mobile banking features at the machine—an increasingly common scene as reverse ATMs become more popular.

ATM design and technology have rapidly evolved, offering businesses and financial institutions a new level of flexibility, security, and customer satisfaction. Today’s ATM hardware is engineered for both durability and user-friendliness, with sleek interfaces and robust construction that withstands high-traffic environments. Leading ATM manufacturers like NCR Atleos and Diebold Nixdorf are at the forefront, integrating advanced features such as biometric authentication for secure access, contactless payment options, and multi-currency support.

A major innovation in the industry is the adoption of multi-vendor ATM software, which allows financial institutions to manage diverse fleets of ATMs from different manufacturers through a single platform. This not only streamlines operations but also enhances the ability to deploy new services quickly across all machines. For retail ATMs, these technological advancements mean businesses can offer self-service financial access that attracts more customers and increases foot traffic.

Self-service ATMs now go beyond simple transactions, enabling users to deposit cash, pay bills, and even access accounts without a card. As top ATM manufacturers continue to push the boundaries of what’s possible, businesses benefit from improved security, greater operational efficiency, and a superior customer experience.

Best ATM Brands in the Market

The ATM industry has a handful of major players known for quality, innovation, and durability. Some of the top ATM manufacturers include:

  • NCR Atleos – A global leader in self-service financial access, NCR Atleos provides machines designed for both retail ATMs and large financial institutions. Their solutions integrate seamlessly with multi-vendor ATM software, making them highly adaptable. NCR Atleos has strong partnerships with banks, helping them expand their ATM networks and improve customer access.
  • Diebold Nixdorf – Known for advanced cash recycling ATMs and interactive teller solutions, Diebold Nixdorf focuses on improving branch operations and helping businesses reduce cash handling costs. Diebold Nixdorf also works closely with banks to enhance their ATM network reach and service capabilities.
  • Hyosung Innovue – A strong competitor in the retail space, Hyosung ATMs are praised for their user-friendly design, security features, and flexible business ATM solutions.

These ATM brands have extensive ATM locations across various retail and geographic settings, which enhances customer convenience and expands access to cash services.

Each brand offers unique benefits, and the right choice depends on your business operations, customer needs, and budget.

Comparing ATM Providers

The brand you choose is only part of the decision—your ATM provider is equally important. A reliable provider ensures smooth installation, ongoing maintenance, and managed services like cash loading and monitoring.

When doing an ATM provider comparison, consider these factors:

  • Experience & Expertise – Does the provider understand the ATM industry and your unique needs?
  • Service & Support – Are they available for troubleshooting, updates, and emergency repairs?
  • Programs & Flexibility – Do they offer ATM programs like revenue-sharing, leasing, or direct purchase?
  • Security & Compliance – Does the provider ensure compliance with PCI standards, EMV requirements, and modern ATM software upgrades?
  • Processing Capabilities – Does the provider offer efficient and secure transaction processing to ensure seamless ATM operations?
  • Infrastructure – Does the provider have robust physical and technological infrastructure to support reliable and secure ATM network operations?
  • Marketing Support – Does the provider offer marketing resources such as branding, signage, and promotional tools to help increase ATM visibility and customer engagement?Sales Impact – Can partnering with the provider help drive sales by increasing foot traffic and creating new revenue opportunities through surcharge fees or rental income?

Understanding ATM Network Providers

Two people in business attire shaking hands over a desk, with financial and reverse ATMs icons digitally overlaid, suggesting a business deal or innovative banking agreement. A laptop and documents are visible in the background.

ATM network providers are the backbone of the ATM industry, connecting thousands of ATMs and enabling seamless, secure transactions for users around the world. These providers build and maintain the critical infrastructure that links financial institutions, businesses, and consumers, ensuring that cash withdrawals, deposits, and other services are processed efficiently and reliably. By partnering with leading ATM network providers, such as Allpoint, Co-op ATM Network, and NCR Atleos, businesses and financial institutions can expand their ATM footprint, increase revenue, and offer greater convenience to their customers.

ATM network providers offer a range of services, from surcharge-free cash withdrawals to advanced features like cardless transactions and deposit capabilities. Their robust infrastructure supports high transaction volumes and ensures that ATMs remain operational at all times, regardless of location. For example, NCR Atleos operates the largest independent global ATM network, processing over a billion transactions annually and supporting ATMs for many of the top U.S. merchants. By leveraging these networks, businesses can enhance customer satisfaction, drive more foot traffic, and generate additional revenue streams, all while maintaining the highest standards of security and reliability.

ATM Security and Compliance

Security and compliance are at the heart of every successful ATM operation. Financial institutions and ATM companies are constantly working to stay ahead of evolving threats and regulatory requirements. Modern cash recycling ATMs, for example, not only streamline cash management but also reduce the risks associated with manual cash handling and replenishment.

ATM manufacturers are equipping machines with advanced security features, including end-to-end encryption, secure authentication protocols, and tamper-resistant hardware. These measures help protect sensitive customer data and prevent unauthorized access to both the ATM and the broader network. Compliance with industry standards, such as the Payment Card Industry Data Security Standard (PCI DSS), is essential for maintaining the integrity of every transaction and building trust with customers.

By prioritizing security and compliance, ATM companies and financial institutions ensure that customers can withdraw cash and perform other transactions with confidence, knowing their information and funds are protected at every step.

ATM Purchasing for Community Banks & Credit Unions

If you want to purchase or lease ATMs for your branch or offsite ATM network, make sure you consider these criteria:

  • Do you want a cash-dispenser only ATM, or would you like additional features like deposit taking ATM or ITM ?
  • Are you a credit union or community bank seeking to grow your ATM network?
  • Should you join a surcharge free atm network to attract more customers and increase ATM usage?
  • Is your chosen location optimal to maximize ATM usage and revenue?

Buying ATMs for Business: What to Know

If you’re looking to buy ATMs for your business, consider your goals:

  • Do you want a retail ATM to generate surcharge revenue?
  • Are you a credit union or bank seeking a larger ATM network?
  • Do you need advanced ATM hardware for deposit cash and cash withdrawal transactions?
  • Is your chosen installation spot optimal to maximize ATM usage and revenue?

ATMs provide customers with easy access to their money, enhancing convenience and satisfaction.

Remember, the purchase price is only one part of the equation. Long-term service, revenue opportunities, and ongoing operations management are where your investment truly pays off.

ATM Industry Trends

A person holds a smartphone near an ATM keypad, possibly using contactless payment or authentication, with their arm visible and the ATM screen and card slot in the background, highlighting the growing use of reverse ATMs for cashless transactions.

The ATM industry is experiencing a wave of innovation, driven by changing consumer expectations and rapid technological progress. One of the most notable trends is the expansion of surcharge-free ATM networks, which provide consumers with greater access to cash without additional fees—an attractive feature for both businesses and their customers.

Cash recycling ATMs are also gaining traction, helping financial institutions optimize cash flow, reduce operational costs, and offer more convenient services. The rise of biometric authentication, such as fingerprint and facial recognition, is enhancing security and streamlining the transaction process for users.

Integration with mobile banking platforms and the introduction of QR code-enabled cash withdrawals are transforming the way consumers interact with ATMs, making transactions faster and more secure. As these trends continue, top ATM manufacturers and financial institutions are investing in new technologies, cybersecurity measures, and network expansion to stay competitive and meet the evolving needs of the market.

ATM Machine Maintenance

Reliable ATM machine maintenance is essential for ensuring that ATMs deliver consistent, high-quality service to customers. Regular maintenance minimizes downtime, prevents costly errors, and extends the lifespan of ATM hardware. Many ATM companies now offer managed services that cover everything from routine inspections and repairs to software updates and security enhancements.

Financial institutions benefit from partnering with ATM manufacturers that provide comprehensive maintenance programs, including on-site technical support, remote monitoring, and predictive maintenance powered by advanced technologies like artificial intelligence. These proactive approaches help identify potential issues before they disrupt service, ensuring that self-service ATMs remain operational and secure.

By investing in robust maintenance strategies, businesses can reduce operational costs, maintain customer trust, and provide seamless access to cash and other financial services—keeping their ATM operations running smoothly and efficiently.

Consumer Experience Highlights

Delivering a superior consumer experience is a top priority in the ATM industry, and today’s ATM manufacturers and network providers are rising to the challenge with innovative features and user-centric design. Modern ATMs are equipped with multi vendor ATM software, allowing seamless integration of new services and ensuring a consistent experience across different machines and locations. Top ATM manufacturers, including NCR Atleos, are leading the way with interactive teller machines (ITMs), contactless payment options, and mobile-enabled cash withdrawal, making transactions faster, safer, and more convenient.

Consumers now expect more than just basic cash withdrawal—they want intuitive interfaces, secure authentication, and the ability to access their accounts in multiple ways. Features like card-free access, QR code-enabled transactions, and multi-currency support are becoming standard, reflecting the industry’s commitment to meeting evolving user needs. NCR Atleos, for example, has been recognized globally for its leadership in multi-vendor ATM software, helping financial institutions and businesses deliver a seamless, secure, and engaging banking experience to every user.

The Bluepoint ATM Advantage

A smiling man in a suit and glasses uses a reverse ATM outdoors, holding a card in his hand. He stands beside the machine, looking at the camera, with a modern building in the background.

At Bluepoint ATM, we help businesses navigate the complexity of ATM selection. Our key selling points include extensive connectivity, reliable service, and unique features that set us apart in the market. We work with the best ATM brands, offer competitive prices, and provide full-service business ATM solutions—from installation and maintenance to monitoring and managed services.

By leveraging partnerships with leading telecom providers, we ensure reliable ATM connectivity and uninterrupted service. Our expertise ensures your ATMs run smoothly, enhance the customer experience, and generate consistent revenue for your business. Whether you need a single retail ATM or a larger ATM network, Bluepoint ATM is your trusted partner in the ATM industry.

Decision Checklist

Selecting the right ATM network provider is a critical decision for financial institutions and businesses looking to optimize their ATM operations. To ensure the best fit for your unique needs, consider the following key factors:

  • Network Coverage: Evaluate the provider’s ATM network reach and the number of accessible locations for your customers.
  • Connectivity: Ensure seamless integration with your customers’ financial institutions and existing banking systems.
  • Revenue Model Alignment: Assess how the provider’s revenue-sharing, surcharge, or rental models align with your business goals.
  • Feature Set: Look for advanced features such as deposit capabilities, cardless access, and support for the latest ATM technologies.
  • Managed Services: Consider the availability of comprehensive managed services, including installation, maintenance, and ongoing support.
  • Marketing Support: Check if the provider offers marketing resources, signage, and promotional tools to boost ATM visibility and usage.
  • Integration and Customization: Ensure the provider can tailor solutions to your specific requirements and integrate smoothly with your existing infrastructure.

Providers like Diebold Nixdorf, with their AllConnect Services, and Hyosung, known for their advanced cash recycling technology, exemplify the value of comprehensive service offerings and innovative features. By carefully weighing these factors, you can select an ATM network provider that supports your business objectives, enhances customer satisfaction, and maximizes revenue potential.

Next Steps

To remain competitive and thrive in the evolving ATM industry, financial institutions and businesses should consider partnering with top ATM manufacturers and network providers. By leveraging the latest ATM programs, technologies, and managed services, organizations can expand their ATM footprint, improve operational efficiency, and deliver a superior consumer experience. Collaborating with industry leaders ensures access to cutting-edge solutions, robust security, and expert support tailored to your unique needs.

For example, companies like Merchant Payment Services offer end-to-end ATM solutions, from implementation to ongoing management, helping businesses transform their ATM operations into profitable assets. By taking proactive steps to invest in advanced ATM technologies and comprehensive service offerings, your organization can boost revenue, enhance customer loyalty, and stay ahead in a rapidly changing market. Now is the time to evaluate your ATM strategy, explore new opportunities, and partner with trusted experts to drive your business forward in the dynamic ATM industry.

Final Thoughts About Best ATM Brands

A man in a blue suit and glasses sits at a desk, thoughtfully looking at a computer screen while holding a pen to his mouth. A takeaway coffee cup and information about reverse ATMs are on the desk in front of him.

Choosing the right ATM manufacturers and providers can transform how your business serves customers. By working with an experienced ATM company like Bluepoint ATM, you’ll gain access to industry-leading machines, tailored solutions, and ongoing support to keep your operations running at peak efficiency.

Ready to explore buying ATMs for business? Contact Bluepoint ATM today and discover the best ATM solution for your business.