FAQ.
General
What is a Reverse ATM (a.k.a. Cash-to-Card Kiosk or Prepaid Kiosk) and how does it work?
A Reverse ATM, also known as a Cash-to-Card Kiosk or Prepaid Kiosk, allows users to instantly convert physical cash into a prepaid Mastercard debit card. The card can be used anywhere Mastercard is accepted. Users insert cash, and the kiosk dispenses a prepaid debit card loaded with the selected amount. The Reverse ATM Kiosk is owned, operated, and serviced by BluePoint.
Who is Going Cashless™?
Organizations across nearly every industry are going cashless, including:
- Hospitality
- Retail
- Sports, entertainment and event venues
- Healthcare
- Universities
- Public transit
Professional sports leagues including the NFL, MLB, NHL, and NBA have adopted cashless operations across their U.S. venues.
Will my business need to handle cash at all with a Reverse ATM?
No. BluePoint provides a fully managed program. Cash collection, logistics service, maintenance and support are all handled by BluePoint.
Who manages the Cash-to-Card Kiosks and what is your service footprint?
BluePoint provides Reverse ATM services Nationwide. BluePoint maintains field technician coverage in all 50 states:
- Same-day service in many major markets
- Next-business-day response in remote areas
- Centralized logistics and replacement parts inventory
Our managed services lease provides:
- Reverse ATM Equipment
- Installation
- Monitoring
- Cash management
- Debit Card Supply
- Service & Maintenance
- Compliance Guarantee
- Cardholder & Equipment Support
What is your uptime percentage?
BluePoint Reverse ATM kiosks maintain an average of approximately 99.8% operational uptime.
Is it illegal for my business to refuse cash?
It depends on the jurisdiction. Some states and municipalities require businesses to accept cash, while others permit cashless operations so long as a Reverse ATM is available for cash-carrying customers.
The following states and currently have cashless ban laws that permit cashless operations with a Reverse ATM:
Montana
Massachusetts
Colorado
New Jersey
Connecticut
Delaware
Oregon
Rhode Island
Tennessee
New York
Chicago
Los Angeles
Philadelphia
San Fransisco
Washington D.C
King County, WA
West Hollywood, CA
Miami-Dade County
Detroit
Are your Prepaid Kiosks compliant with local, state, and federal laws?
Yes. BluePoint’s solution is designed to comply with applicable laws and regulations governing cash acceptance, accessibility, payment security, and consumer protection.
Are your Reverse ATMs ADA compliant?
Yes. ADA capabilities include:
- ADA-compliant height and reach ranges
- Audio assistance with headphone support
- Tactile controls
- Braille options where required
- Screen reader capabilities
- Accessible installation practices
Does your solution use end-to-end encryption?
Yes, All communications utilize SSL encryption, including:
- Portal access
- Transactions
- APIs
- Communications with Transaction Processor
Can debit cards and kiosks be custom-branded?
Yes.
Available options include:
- Custom wraps
- On-Screen Imagery
- Promotional images
- Video loops
- Custom-branded cards are available but are not commonly selected.
What is the average transaction time?
Cards are dispensed instantly once the end-user is finished inserting their cash. The entire transaction time from “Push Start” to the card being dispensed to the end user is approximately 30 seconds.
What type of cards do the kiosks dispense and where can they be used?
BluePoint kiosks dispense Mastercard prepaid debit cards, which can be used anywhere Visa/Mastercard are accepted.
Do the prepaid cards expire?
Yes. Cards expire two years after being dispensed; However, cardholders can order a new card with an extended expiration date.
Can cards be used internationally?
Yes. The prepaid cards may be used internationally anywhere Mastercard is accepted.
Does the Reverse ATM accept foreign currency?
Reverse ATMs located in the United States accept U.S. dollars only.
How can cardholders check their balance and view transaction history?
Balance and transaction information is available through:
- Cardholder Services (number listed on Prepaid Card)
- Realtime SMS balance updates.
- Android & iOS app
- QR code on the card
- Prepaid Card Program Website
Reloading
Are prepaid cards reloadable?
Yes. Cards may be reloaded electronically and at participating Green Dot locations.
Customer Support
How do cardholders receive customer support?
Support is available:
- 24/7/365
- Phone
- Website
- Support is available in English and Spanish.
Program Ownership
What is your pricing structure?
BluePoint offers customized flexible models that include:
- Equipment
- Software
- Installation
- Shipping
- Service
- Support